Book now, pay later

Your next trip just got easier. Split the cost of your vacation into monthly payments with Affirm.

Vacation financing through Affirm is available for U.S. stays with a total rent of at least $500.
Select "Pay later with Affirm"* at checkout.

How Affirm works

✓ Quick and easy

See if you’re eligible by providing some basic information. You’ll get a real-time decision (and your credit score won’t be affected).

✓ No hidden fees

Know exactly what you’ll owe before you commit. No hidden costs, no surprises.

✓ Pick your payment plan

Choose to pay in installments over 3, 6, or 12 months*—even after the date of your trip.

mother and daughter hug while on the beach

Your trip, your way

When you finance your vacation with Affirm, your payment schedule is just one of the things you won't have to worry about.

Our professional property management includes 24/7 guest support, premium cleaning, and seamless check-in for your most relaxing vacation yet.

Choose from thousands of places to stay

Affirm travel FAQ

While Affirm requires you to be at least 18 years old, you must be at least 21 to book a Vacasa home. (Some of our homes and destinations require a higher minimum age to rent the property—you'll see that specified on the property listing, if applicable.)

You must also be a U.S. resident booking a home within the U.S.

If you choose to pay with Affirm, we ask for some basic personal information to see if you're eligible. You'll get a real-time decision on whether you prequalify for a vacation loan. This process includes a quick credit check—but it does not affect your credit score.

After you complete your Vacasa trip purchase, look out for an email directly from Affirm about your vacation payment plan. You can make secure payments on Affirm's website, or through their app. Visit Affirm's help center for more details on making loan payments.

If you need to adjust your reservation after purchase, you can do so in your Trip Manager. For any changes that come with additional fees (such as adding pets or pool heat), you'll need to pay for those with a credit card. Those charges cannot be added to your existing loan through Affirm.

And, if you end up needing to change dates or cancel your reservation, good news—trips paid for with Affirm still fall under our worry-free booking policy. You'll also see your change and cancellation options in your Trip Manager.

Yes, you can! We offer vacation payment plans through Affirm on U.S. stays, including those in Hawaii (as long as the rent totals at least $500).


*Your rate will be 0% APR or 10–30% APR based on credit, and is subject to an eligibility check. For example, a $700 purchase might cost $63.25/mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.